Retirement Planning

By conducting a full and detailed assessment of your retirement needs we can help you structure your pension and portfolio of retirement related assets in the most appropriate way to meet your needs and goals. Depending on your needs, goals and attitudes to risk, we work with a range of companies to provide.

Personal Retirement Planning

we all want to be able to retire in financial comfort. To be able to do so we must make some form of financial provision throughout our working lives. Many people have been put off formal retirement planning because of adverse publicity and complexity of the products on offer.

Fairway Financial Management will work with you to establish a clear picture of your retirement goals and then propose the most effective solution to help you work towards them. But it doesn’t stop there. As with any investment strategy, we will work along side you right through to retirement and beyond.

Retirement Flexibility

Changes to pension legislation in April 2006 brought about changes in how and when retirement benefits could be taken. Fairway Financial Management Limited works closely with clients to clearly establish their retirement position and then consider which retirement income methods are most appropriate for them. The financial world is rapidly changing with new retirement ideas coming to the market all the time. We ensure that our clients choose the option which is right for them.

Open Market Options

Clients with personal pensions are not required to generate their retirement income from the personal pension provider. The Open Market Option gives the client the opportunity to visit the ‘pension supermarket’ and buy the best possible rate for their circumstances. These may be significantly greater than those offered by your pension provider, particularly if you smoke or have health issues. Please contact us if you would like to know more, it costs you nothing but could improve your retirement income by hundreds of pounds.

Company Pensions

many small and medium size companies offer Group Personal Pension contracts to their employees. Often, the input from the adviser who arranged the scheme is minimal to say the least. Fairway Financial Management Limited has established an effective proposition that will provide employees with the information they need to really value their employee benefit package and also ensure that, as employee, you are not throwing your hard earned money into a ‘black hole’.

Important Notice:
The value of investments and/or pensions can fall as well as rise and you can get back less that you invested. Levels and bases of and reliefs from taxation are subject to change and their value depends on the individual circumstances of the investor.